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Insights

Transaction Monitoring Program – A Missing Piece in The Puzzle...

27 September, 2019 Xiaoshu Liu

Reporting entities are increasingly more aware of their obligations to identify and verify their customers before providing them with any services. This process has also been made easier by the electronic verification solutions. In comparison, however, a reporting entity’s ongoing Anti-Money Laundering and Counter-Terrorism Financing (‘AML/CTF’) obligations do not appear to have received sufficient attention. …

Commentary: Banks And Their AML Obligations

19 September, 2017 Xiaoshu Liu

AUSTRAC recently initiated legal proceedings against Commonwealth Bank of Australia on CBA’s alleged systematic breaches of its AML obligations. The incident has attracted a lot of media attention. Articles have merged in the past a few days blaming all the big banks for being involved in money laundering activities. Before we stamp all banks as …

Compliance Review : Highlights of Regulatory Events in 2014...

17 February, 2015 Xiaoshu Liu

2014 is an eventful year when it comes to compliance. This article outlines the most significant regulatory events and updates of 2014 from the perspective of CFDs and FX providers. It should be noted that these events are relevant to a lot of other Australian Financial Services Licensees and Reporting Entities (REs) under the Anti-Money Laundering and Counter-Terrorism …

On The Topic of Fraud (Part Two): An Organisational Health Check...

20 January, 2015 Xiaoshu Liu

It is not uncommon for company senior executives to shake their heads at the mention of the word ‘fraud’. “No, we don’t have that problem.” “Our people wouldn’t do that.” “Surely the procedures will take care of that” are among the typical responses. While larger organisations may be more vulnerable to fraud, it is safe …

On The Topic of Fraud (Part One): A Few Easy Steps To Help Protect You From Potential Fraudsters...

24 November, 2014 Xiaoshu Liu

Fraud cases flood the media these days and financial losses suffered by the victims can easily range anywhere between a few dollars and hundreds of thousands of dollars. The figures are much bigger for businesses. We become increasingly vulnerable to fraud due to the advances in technology and the easy access to personal information. This …